Company Profile

Profit & Loss

GIC HOUSING FINANCE LTD.

NSE : GICHSGFINBSE : 511676ISIN CODE : INE289B01019Industry : Finance - HousingHouse : PSU

BSE171.500.05 (+0.03 %)

PREV CLOSE ( ) 171.45

OPEN PRICE ( ) 172.50

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 2877

TODAY'S LOW / HIGH ( )171.40 173.00

52 WK LOW / HIGH ( )151 277.75

NSE171.650.13 (+0.08 %)

PREV CLOSE( ) 171.52

OPEN PRICE ( ) 172.90

BID PRICE (QTY) 171.65 (309)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 41117

TODAY'S LOW / HIGH( ) 171.00 172.90

52 WK LOW / HIGH ( )156.01 277.69

(Rs.in Million)

Particulars

Mar 2025

Mar 2024

Mar 2023

Mar 2022

INCOME :

Operating Income

10789.10

10571.60

11149.00

11497.80

Sale of Shares / Units

Interest income

10492.60

10427.20

10986.30

11353.20

Portfolio management services

Dividend income

1.50

1.30

Brokerages & commissions

21.20

18.20

14.60

10.30

Processing fees and other charges

33.70

33.40

38.30

42.50

Other Operating Income

240.10

91.50

108.50

90.50

Operating Income (Net)

10789.10

10571.60

11149.00

11497.80

EXPENDITURE :

Increase/Decrease in Stock

Employee Cost

742.60

640.00

599.30

482.00

Salaries, Wages & Bonus

548.70

486.50

441.40

347.60

Contributions to EPF & Pension Funds

72.40

51.10

51.50

42.30

Workmen and Staff Welfare Expenses

67.70

53.80

46.70

59.20

Other Employees Cost

53.80

48.60

59.70

32.90

Operating & Establishment Expenses

198.40

158.00

138.40

114.60

Depository Charges

Security Transaction tax

Software & Technical expenses

42.10

4.60

Commission, Brokerage & Discounts

Rent , Rates & Taxes

25.80

16.00

7.80

5.20

Repairs and Maintenance

95.50

92.00

79.00

70.00

Insurance

26.30

37.30

43.50

33.10

Electricity & Power

8.70

8.10

6.30

Other Operating Expenses

0.00

Administrations & Other Expenses

319.50

352.90

292.10

226.00

Printing and stationery

8.70

5.20

4.20

3.50

Professional and legal fees

261.00

300.30

242.50

178.40

Advertisement & Sales Promotion

21.40

19.20

12.20

16.80

Other General Expenses

28.40

28.20

33.20

27.30

Provisions and Contingencies

248.50

247.50

1680.60

1335.40

Provisions for contingencies

Provisions against NPAs

671.90

Bad debts /advances written off

55.40

167.60

1622.80

509.80

Provision for doubtful debts

Losson disposal of fixed assets(net)

Losson foreign exchange fluctuations

Losson sale of non-trade current investments

3.10

1.50

5.80

Other Miscellaneous Expenses

190.00

78.40

56.30

147.90

Less: Expenses Capitalised

Total Expenditure

1509.00

1398.40

2710.40

2158.00

Operating Profit (Excl OI)

9280.10

9173.20

8438.60

9339.80

Other Income

100.30

125.40

1588.60

66.20

Other Interest Income

0.60

0.40

0.20

Other Commission

Discounts

Profit on sale of Fixed Assets

76.80

63.70

42.30

16.60

Income from investments

2.40

27.10

78.60

18.80

Provision Written Back

5.70

34.00

1467.50

30.80

Others

14.80

0.20

0.00

Operating Profit

9380.40

9298.60

10027.20

9406.00

Interest

7032.70

7106.80

7029.30

7015.50

Loans

6216.20

6369.20

6053.00

6363.40

Deposits

Bonds / Debentures

796.60

718.10

956.60

632.60

Other Interest

19.90

19.50

19.70

19.50

Depreciation

150.10

150.20

99.40

87.10

Profit Before Taxation & Exceptional Items

2197.60

2041.60

2898.50

2303.40

Exceptional Income / Expenses

-130.60

Profit Before Tax

2067.00

2041.60

2898.50

2303.40

Provision for Tax

462.80

528.10

766.00

568.30

Current Income Tax

445.80

423.10

345.00

640.00

Deferred Tax

17.00

102.50

421.00

-71.70

Other taxes

0.00

2.50

0.00

Profit After Tax

1604.20

1513.50

2132.50

1735.10

Extra items

0.00

Minority Interest

Share of Associate

Other Consolidated Items

Consolidated Net Profit

1604.20

1513.50

2132.50

1735.10

Adjustments to PAT

Profit Balance B/F

266.80

260.60

243.40

224.20

Appropriations

1871.00

1774.10

2375.90

1959.30

General Reserve

1000.00

935.00

1443.00

958.00

Proposed Equity Dividend

Corporate dividend tax

Other Appropriation

871.00

839.10

932.90

1001.30

Equity Dividend %

45.00

Earnings Per Share

30.00

28.00

40.00

32.00

Adjusted EPS

30.00

28.00

40.00

32.00