Mutual Fund

Fund Card

Bank of India Credit Risk Fund-Reg(G)

moderately highdebt

13.35 0.00(0.03%) NAV as on 02 Apr 2026

6.29 % 1 M

11.04 % 1 Y

7.74 % 3 Y

Growth Chart of the Scheme

1M
3M
6M
1Y
3Y
5Y
10Y
since Inception

FUND OBJECTIVE

The Scheme’s investment objective is to generate capital appreciation over the long term by investing predominantly in corporate debt across the credit spectrum within the universe of investment grade rating. To achieve this objective, the Scheme will seek to make investments in rated, unrated instruments and structured obligations of public and private companies.

SCHEME DETAILS

Expenses Ratio :

1.38

As on 28 Feb, 2026

Age :

11 yrs 1 m

Since 27 02 ,2015

Exit Load :

AUM :

100.26 Crs

Lock-in :

4% on or before 12M, 3% after 12M but on or before 24M, 2% after 24M but on or before 36M, Nil after 36M

Investing Style : NA

Portfolio Price To Book Value :

Min. Investment :

SIP NA & Lumpsum 5000

Scheme Benchmark :

CRISIL CREDIT RISK DEBT INDEX

Fund Manager :

Alok Singh

LATEST ASSET & PORTFOLIO ALLOCATION

as on Mar 31 ,2026

Others 30.30 %

Debt 69.70 %

TOP HOLDINGS

Net Receivables / (Payables)29.82 %

9.45% Vedanta Limited (05/06/2...10.03 %

9.10% Manappuram Finance Limit...9.98 %

8.4% Nirma Limited (07/04/2026...9.97 %

8.1% Aditya Birla Real Estate...9.97 %

See All Holding

ALLOCATION BY MARKET CAP

INSTRUMENT HOLDINGS

Corporate Debt	59.85
Cash & Cash Equivalents and Net Assets	29.82
Certificate of Deposit	9.85
Alternative Investment Fund	0.48

5-YEARS HISTORY

Financial Year	2021-2022	2022-2023	2023-2024	2024-2025	2025-2026
NAV in Rs (as on 31-Mar-2026)	10.28	10.67	11.41	12.01	13.35
Net Assets(Rs Crores) (as on 31-Mar-2026)	172.25	158.99	141.75	110.06	100.26
Scheme Returns(%)(Simple Ann.)	148.98	3.82	6.84	5.21	11.00
B'mark Returns(%)(Simple Ann.)	NA	NA	NA	NA	NA
Category Rank	3/21	15/18	13/17	14/14	3/14

RISKOMETER Level of Risk in the Scheme

Investors understand that their principal will be at moderately high risk

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Bank of India Credit Risk Fund-Reg(G)Moderately HighDebt13.350.00(0.03%)NAV As on 02 Apr, 2026	27-Feb-2015Inception Date	100.26AUM In Cr.	11.04%1Y	7.74%3Y	26.48%5Y	2.64%Since Inception
Aditya Birla SL Credit Risk Fund-Reg(G)Moderately HighDebt24.38-0.02(-0.07%)NAV As on 02 Apr, 2026	17-Apr-2015Inception Date	1,178.19AUM In Cr.	11.86%1Y	11.79%3Y	9.71%5Y	8.47%Since Inception